A Web of Loyalties
There are two types of Banner Houses.
Noble houses and Masterly houses.
Noble Houses follow the rules in the book. Typically Noble Houses don’t swear fealty to other Noble Houses. Thus the significant cost for having this.
Masterly Houses are like House Cassel from the books. They are essentially banner houses far too small to be a noble house, but far too great to be a simple Landed Knight house.
Instead they are a knight or nobles by title and live under the residence of the holdings for the house they swear fealty to. The cost for each Masterly House will be 5 Power. They get 3 dice in each area instead of the 5 that nobles house banner’s get.